TERM AND PERMANENT LIFE INSURANCE

There are only two types of life insurance

• Types of policies include: annual renewable, 5 year, 10 year, 15 year and 20 year terms.
• Term life insurance is intended to provide protection for loans and outstanding debts that will eventually be paid off, at which time the insurance can be discontinued.
• Term life insurance is no longer available past age 70.

• Types of policies include: Term to age 100, Universal Life, and whole life.
• Permanent life insurance is intended to provide protection for life with a level non-increasing premium for the policy.
• Uses include personal life coverage for final expenses etc. and estate planning needs for taxes, inheritance, and estate equalization.

• All companies design and price policies differently.
• Our advantage is our ability to sort through the different companies and products to best choose the product to suit your individual need.
• You can be assured that you will receive the best pricing available with attention to the guarantees and features necessary to fulfill your purpose.

Contact Us for a comparison quote of the best rates available on any of these products and we will provide you with a free quote.