INVESTMENTS

Why should I consider Investing with a Life Insurance Company?

Quite frankly, this is one of the best-kept secrets in the investment community. Investments with a life company have many advantages that do not exist with other investment and savings plans available today.

Investments with an insurance company first of all do not form part of your estate at your death, but rather pass outside your estate directly to your beneficiary. This is important, as this cash asset will by-pass probate tax, lawyer fees, accountant fees, executor fees, and estate administration fees.

Why is this? Insurance companies are the only financial institutions that have the legal ability as outlined by federal and provincial government acts to name a designated beneficiary to a policy. What this means to you is the fact that 100% of your investment will be received by your designated beneficiary immediately upon your death.

All other financial assets will pass through your estate and will not be released until such time as your estate has been settled and also will be subject to all applicable fees, which could amount to anywhere from 10 to 15% of your original investment amount. PRODUCTS OFFERED:

• GIC's
• RRSP's
• RRIF's
• RESP's
• Annuities
• Income Trusts
• Segregated - mutual funds

When choosing your next investment options, consider the distinct advantages of this unique investment opportunity.

There are no hidden or added fees for these features and it is likely that your returns will be consistent with any of your other portfolios.