DISABLITY INSURANCE

• An unexpected disability for self-employed individuals or employees of a business that does not provide a group benefits plan will result in an immediate loss of income to you and your family.
• Disability due to an accident or sickness is considered one of the highest risks of life during one's working years. Your bills, loan payments, and everyday expenses will continue, as well as possibly extra expenses due to the costs of medical expenditures. Could you survive financially?
• An accident and sickness policy will pay a benefit to you in the amount of the chosen benefit amount and this income will be received by you tax-free. It will provide income until you are recovered and able to return to work.
• We carry this type of coverage from all major companies, and we would highly recommend that at least you look at the cost associated with a personal accident and sickness plan for you and your family's financial protection.

GROUP BENEFITS PLANS

• At Perth Financial Group Inc., we do have a substantial number of businesses in this area where we have initiated group plans, and that we service on an on-going basis.
• For the business owner, there are many reasons you should consider this type of benefit for both yourself and your employers. Consider the following:
  • You will attract and retain a higher caliber of employee.
  • You will protect yourself to a certain extent from liability due to a workplace accident.
  • You will not pay the full premium, as there will be an employee deduction on payroll for their share of the premium.
  • The full portion of the premium the employer pays is tax-deductible to the business.
  • You will foster a higher respect and morale for the business from your employee's
• You can to a certain extent, pick and choose those benefits you wish to include in the plan and delete those not needed.
• As we shop all the companies, you will be assured of the best-designed and priced group available.
• We provide on-going service and support at all times.